Pet Insurance

Pet insurance is becoming more and more popular in Australia. It offers owners some peace of mind as it covers some or most of the veterinary costs depending on your policy. As there is no Medicare for pets and hence no subsidy for veterinary care, treatment costs can exceed out-of-pocket expenses for the equivalent treatment in a human.

Did you know that 24-hour emergency and critical care for animals in hospital can cost over $1,000 per day? Some surgeries such as repair of fractured bones or exploratory surgery can also add up to more than that, and that’s before including recovery and aftercare medications. It is a heartbreaking situation to have to choose between the health of your pet and financial constraints, so for peace of mind we recommend that your pet is insured.

There are several companies that offer pet insurance and many policies available. Being a veterinary clinic, we cannot recommend one over another, but we suggest owners do their own research to select the best policy that suits their pet and needs. 

What does pet insurance cover?

Just like car and home insurance, pet insurance policies vary in the type of treatment and healthcare covered, but they usually include most accidental injuries and unexpected illnesses. Also consider the features of each policy, such as the claim excess amount, proportion of costs covered, annual claim limit, age restrictions, pre-existing illness exclusions and policy costs.